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Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
Greg Tolbert & Tim Tabor Reece and Nichols Al Elam Real Estate 2860 Bagnell Dam Blvd. Lake Ozark, MO 65049 Office -Phone:: 800-356-2311 Greg Tolbert: : 573-280-1219 Tim Tabor: : 573-480-4464 Fax: : 573-365-2310 Email:: gregtolbert@NUMBER1EXPERT.com
Tim Tabor has been a realtor at the Lake of the Ozarks area since 1978. Greg Tolbert has been a realtor at the Lake of the Ozarks since 1996. With over 48 years of combined service you are guaranteed to get the best!
www.AlElamRealEstate.com
is brought to you by Greg Tolbert and Tim Tabor, real estate for
Lake Ozark, Four Seasons, Osage Beach and Lake of the Ozarks, Missouri
- NUMBER1EXPERT 
