Greg Tolbert, Tim Tabor and Bobby Wilson

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$139,900

Photo of 18 Avery Drive, Kaiser, MO, 65047.

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Address: 18 Avery Drive	City/ST: Kaiser, MO	Zip Code: 65047
Property Type: Single Family Home	New or Resale: Resale	Square Footage: 2054
Bedrooms: 3	Bathrooms: 3	MLS# 3062194
Property Tax: 739.33

Make a special place for your family in this well-maintained 2 story vinyl sided home close to Osage Beach shopping district and School of the Osage. Tasteful dining room, master suite with walk-in closet, comfortable family room. great room with wood-burning fireplace, carpeting, galley kitchen with double sinks, laminate counter-tops, and pantry. Appliances include: refrigerator, electric range, microwave, garbage disposal, and dishwasher.

Last Updated: 3/16/2010 2:15:20 PM

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Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Q	How can you give your home the equivalent of sunglasses?
A	Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets.
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Greg Tolbert, Tim Tabor and Bobby Wilson, REALTOR�, real estate agent and broker for Lake Ozark, Four Seasons, Osage Beach and Lake of the Ozarks, Missouri home listings, property and land for sale - NUMBER1EXPERT

Greg Tolbert
Al Elam Real Estate
2860 Bagnell Dam Blvd.
Lake Ozark,
MO 65049
Office -Phone:: 800-356-2311
Greg Tolbert: : 573-280-1219
Bobby Wilson: : 573-280-3949
Tim Tabor: : 573-480-4464
Fax: : 573-365-2310
Email:: gregtolbert@NUMBER1EXPERT.com

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